Cat Financial isn’t a traditional bank or financial institution. We’re part of the Caterpillar family, just like you. We understand things other lenders don’t, and we work hard to support your success — whether you’re looking to acquire a new or used machine, protect your investment beyond the warranty or tap into the equity in your equipment to move your business forward.
As a “captive” finance company, we work for Caterpillar customers and Caterpillar customers only. When you invest in Cat® equipment, we invest in your success.
We’re experts in the industries Caterpillar serves. We understand your equipment, your challenges and how financing and insurance can help you reach your goals.
You can select, finance and protect your equipment in one trip to your local Cat dealer — and put the time and effort you save back into running your business.
Sometimes you need more than a lease. We can set up custom financing packages that work for your business.
We’re here to help you succeed not just in good times, but in tough times, too. We’ll modify terms, set up skip payments, restructure debt — whatever it takes, for qualified customers.
Purchase: When you need a lease to acquire new or used equipment, or a revolving line of credit, you can count on us for quick credit approval and high approval rates.
Protect: Your peace of mind is our priority. Once you’ve invested in new or used Cat equipment, we help you protect that investment with coverage that goes beyond the standard warranty.
Manage: We’re here with what you need, when you need it. Don't hesitate to contact us for account questions. Ask for help navigating through tough financial times.