mini excavator on a jobsite
mini excavator on a jobsite


Which financial option is right for you? If equity and ownership are your priorities, a loan may be your best bet. Check out the benefits below to determine if a loan is the right fit for your business.

Financing Options

Do your plans require for more cash than you have on hand? We can help. Our financing options provide the capital you need to purchase equipment, expand your business or manage day-to-day operations at your disposal. Flexible rates, terms and lengths make it easy for you to find a solution that fits your budget and goals.


“Really impressed with Cat Financial competitive interest rates provided to us. Since our first deal with Cat Financial, we have been financing all our Cat Machines through Cat Financial only. Very convenient and hassle-free experience, completely satisfied with the whole Cat Financial experience.”

N.Vinod Reddy and N.Vikram Reddy,
Owner, SV Engineering Constructions


Want to own that new or used machine right away but pay for it over time? A traditional loan may be the right option for you.

  • Get right to work and build equity at the same time
  • Make your down payment in the form of cash, trade-in or rental equity
  • Choose from flexible payment plans — including skip payments on monthly schedules for qualified customers

Need more information on how to get equipment financing? Talk to your Cat® dealer for more details and other benefits that may be available in your location.


Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat dealer follow up with the information you need.

Get Started
operators on a jobsite, one in a wheelchair
operators on a jobsite, one in a wheelchair

Competitive market rates and hassle-free service.

"I not only have a paperless online hassle-free service from Gainwell and Cat Financial during this COVID pandemic period, but also benefitted from its lower interest rates compared to the market. I will definitely be availing their services for all my future Cat buys. In fact, I will readily extend my recommendation to those who are seeking to finance their purchase."
                                                  Sunil Singh - Auriya, Uttar Pradesh

Cat Financial Customer
Cat Financial Customer

Special Offers

Seeing you succeed is our aim. Our special offers make it easy and affordable for you to choose new and used Cat machines, parts, service and more. 

See all offers

Tools & Calculators

How much machine can you afford? What's a common monthly payment? These resources make decision-making easier.

See What's Available
tools and calculators
tools and calculators