Earn. Spend. Save.

Cat® Credits

Cat Credits
Cat Credits

WHAT ARE CAT® CREDITS?

Cat® Credits are a credit discount you can use at participating Cat dealers toward parts, service, work tools, rebuilds and rentals of Cat equipment. Use Cat Credits to pay for qualifying purchases through an approved Cat online retailer – either parts.cat.com or Cat Central – or over the counter at your local Cat dealer or The Cat Rental Store. Here’s how to earn and redeem them.

EARN

The most common way to earn Cat Credits is through special promotions: Caterpillar, your Cat dealer, or Cat Financial may offer Cat Credits as part of a special offer or incentive. Participate and you get to take home those credits.

SPEND

The Cat Credits you've earned are sent via an emailed certificate.

Use them on parts.cat.com and Cat Central by simply entering your Cat Credits Certificate Number when you log in and your available credits will display on the screen. You can also use them at the counter at your Cat dealer and at The Cat Rental Store. It’s simple. Just print the electronic certificate attached to the email and bring it with you. Or just show your dealer the certificate on your phone.

SAVE

Whatever you need to get the job done and grow your business, chances are you can use Cat Credits to help pay for it. That includes:

Parts

Use your Cat Credits to buy genuine Cat parts online or in store.

Shop for Parts
PARTS
PARTS

Repairs & Rebuilds

Use cumulated Cat Credits to fund your next machine rebuild.

PARTS
PARTS

Services

Keep your machine working as hard as you do with our extended protection and Customer Value Agreements (CVAs).

PARTS
PARTS

Work Tools & Attachments

Keep your machine as versitile as you are. Explore the many options of tools and attachments.

Work Tools & Attachments
Work Tools & Attachments

Rentals

Rent Cat machines and equipment with Cat Credits to give you the flexibility you need to get the job done.

PARTS
PARTS

What you can’t buy with Cat Credits

You can’t purchase new or used equipment with Cat Credits. You also can’t apply them toward items purchased for personal, family or household use; apply them to a dealer house account; or use them to pay down existing debt. See Cat Credits Rules below for more details. 

 

USE THEM - DON'T LOSE THEM!

Cat Credits do expire, so make sure to check the expiration date on your electronic certificate and look out for expiration date reminder emails from Cat Financial. Expiration dates may vary and once that date passes, you won’t be able to access any unused credits. Your dealer can’t extend the expiration date, either. Neither Caterpillar nor any of its dealers are responsible for lost or stolen Cat Credits.

Manage your Cat Credits

View available credits, track purchases, check your balance, find a Cat dealer, and more 24/7. Just register or log in to your account on MyCatFinancial.

Log In

Rules Governing Cat Credits

Australia

Commercial customers of Caterpillar Financial who have received a Cat Credits electronic certificate (“Participating Customers”) should use the Cat Credits in accordance with the rules set out below and stated on the Cat Credits electronic certificate (“Rules”).

The Rules may be revised or replaced from time to time by Caterpillar Financial and shall be binding on Participating Customers.

  • Cat Credits can only be used to purchase parts, services (ie, repairs, maintenance), rental and work tools at a participating Caterpillar dealership (“Participating Dealer”) in the country of issuance.  
  • Cat Credits cannot be used to purchase new or used Caterpillar machines or equipment.
  • Cat Credits cannot be used to purchase items for personal, domestic, or household use.  Cat Credits may only be issued to businesses or sole traders that carry on business in Australia and hold a valid Australian Business Number (ABN).
  • Unless a particular incentive program otherwise permits, Cat Credits will not be issued to any Government Agency or Government Official.
  • Currently, Cat Credits cannot be used to purchase on parts.cat.com.
  • Cat Credits cannot be used to reduce debt owed by Participating Customers to either Caterpillar Financial or Participating Dealer.
  • Participating Customers have a set amount of time to use Cat Credits from the date of issuance and expire on a certain date outlined in the Cat Credits electronic certificate (“Expiration Date”).  Expiration Dates on Cat Credits may vary. No Expiration Date will be extended.
  • Once a Cat Credits electronic certificate has reached its Expiration Date, unused funds represented by such expired Cat Credits electronic certificate can no longer be used or refunded. 
  • Cat Credits cannot be redeemed for cash and are not transferable to any other person.  
  • Cat Credits cannot be used to store or reload value.
  • Participating Customers must comply with identification and “know your customer” procedures that may be required in the country of issuance before Cat Credits are issued.  Cat Credits cannot be accepted by Participating Dealer if Caterpillar Financial or Participating Dealer cannot lawfully do business with the Participating Customer.
  • Neither Caterpillar Financial nor Participating Dealer accepts any responsibility or liability for lost, damaged, or stolen Cat Credit electronic certificate or any unauthorized use of Cat Credits.  Caterpillar Financial and Participating Dealer reserve the right to reject Cat Credits if fraud or unauthorized use is suspected.
  • Applicable laws of the country of issuance of Cat Credits apply. 
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