Skidsteer using work drill tool
Skidsteer using work drill tool

Extended Protection
& Insurance

There’s a lot of risk wrapped up in running a business that works on job sites and relies on equipment. We can help you protect your equipment and your business with extended protection and insurance options.*


“It allows us to have a safety net.
It minimizes our downtime
and increases our profitability.”

Chris Olson, President, OE Construction


  • 8 out of 10 Cat® machines sold across ANZ include an Equipment Protection Plan (source: Cat Financial, 2020)

  • 100+ machines components protected beyond the warranty by a Premier plan

Extended Protection

Extended Protection for Your Machine

Equipment Protection Plans (EPP)

Even the best-built machines eventually need repairs, which always seem to happen at the worst time — right in the middle of a big job, when cash is tight or just after the warranty expires. An Equipment Protection Plan (EPP) for a new, used or rebuilt machine:

  • Provides coverage beyond standard machine warranty for parts and labor, and protects you from unplanned repair costs from covered defects in Cat material and manufacturer workmanship
  • Offers multiple coverage options to fit your needs and budget
  • Includes genuine Cat parts and service performed by factory-trained dealer technicians
  • Transfers with the machine when you sell it in the same region the EPP was purchased


Extended Protection for Your Gensets and Engines

Extended Service Coverage (ESC)

Perhaps more than any other type of equipment, gensets and engines have to run reliably. You, and the people relying on you, can’t afford downtime. Extended Service Coverage for gensets and engines:

  • Gets you back to work fast with service available worldwide
  • Returns your gensets and engines to their operating condition prior to failure
  • Helps you budget for unexpected repairs by locking in costs up front
  • Provides protection across all industries — Electric Power, Industrial, Marine, Petroleum, Rail, and On-Highway Truck


Get Coverage

Insurance Protection for Your Equipment

Fires. Floods. Vandalism. Theft. Collision. A lot can happen to your equipment that’s outside your control. But preparing for the possibility is within your power. Physical Damage Insurance:

  • Protects you against both total and partial equipment losses
  • Covers extras like the costs to rent replacement equipment and transport damaged machines
  • Is available for all your equipment, including trailers and attachments
  • New for Old replacement value from first registration for 2 years. Market value coverage thereafter
  • Genuine Caterpillar replacement parts automatically included



*In Australia, these insurance products are arranged by Willis Australia Limited (of Level 32, 385 Bourke Street, Melbourne, ABN 90 000 321 237, AFS Licence No. 240 600). Caterpillar Financial Australia Limited (ABN 70 006 714 585) acts as a distributor of Willis Australia Limited for these products. You should review and understand the Willis Australia Limited Financial Services Guide

In New Zealand, these insurance products are arranged by Willis New Zealand Limited FSP37782 (of Level 8, 21 Queen Street, Auckland). For information on financial advice terms, please refer to their Financial Advice Disclosure on‐nz

Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat dealer follow up with the information you need.

Get Started
Operators meeting on the jobsite
Operators meeting on the jobsite

Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or a hire purchase? What level of extended protection is enough? These resources make decision-making easier.

See What's Available
Customer using ipad on jobsite with excavator working in the background
Customer using ipad on jobsite with excavator working in the background

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