Cat^® Commercial Account
Frequently Asked Questions

The Cat Commercial Account may be used at any participating Cat dealer location in the country where the account was issued and on parts.cat.com.

You can use your account to pay for large and small parts and service transactions within your credit limit.

Whether you’re shopping for one part or the whole cart, your account has you covered – in-store and online on parts.cat.com.

Your account features no annual fee and includes preferential finance terms, flexible payment options and special promotional offers. Plus, enjoy multiple users under one account, expense tracking by job, and dedicated customer service and support. Eligible accountholders also earn rewards on all qualifying purchases – meaning every transaction works harder for you. Use those rewards towards future Cat purchases.

With the Cat Commercial Account, every qualifying transaction earns you 1% back in rewards, turning routine purchases into future savings. Whether you're buying parts or scheduling service, you're not just spending – you’re earning. Use those rewards to cover what’s next – from parts to attachments and beyond. It’s that simple. See cat.com/AUrewards for full details on rewards including eligibility, limitations and earning opportunities.

Promotions may be offered from time to time that give you access to special offers, including extended interest-free periods or low interest rates. Click here for more details on current promotional offers and qualifying criteria.

You can download and review information regarding fees and charges associated with your Cat Commercial Account here.

Enjoy 24/7 account online management with MyCatFinancial. Manage online at MyCatFinancial.com or through the mobile app, available on the App Store (iOS) or Google Play (Android). Log into MyCatFinancial anytime, anywhere, to manage your Cat Commercial Account and all your contracts. Check balances, track expenses by job, view due dates, see payment history and more — all on your schedule.

The Cat Commercial Account puts you in control. Whether you're managing day-to-day purchases or planning for bigger jobs, it gives you the flexibility to pay on your schedule. With easy access at participating Cat dealers and online at parts.cat.com, it’s a convenient way to keep your operations running smoothly. Click here to learn more about how the Cat Commercial Account can help you keep your business moving.