customers on a jobsite

Compare Your Options

Hire purchase or lease? It helps to take a side-by-side look at your various financing options as you make decisions for your business. Compare financial products here.*

 

 

Chattel Mortgage  
Hire Purchase
Finance
Lease
Operating
Lease

Who has ownership?

You do

You do, at the end of the contract

We do, but you have the option to purchase at lease-end

We do, and the machine is returned to us at the end of the contract

Am I building equity?

Yes

Yes

None

None

Who benefits from capital allowances / Annual Investment Allowance?

You do

You do

We do

We do

How high or low is my monthly payment?


Higher

Higher

Lower

Lower

Are there early settlement restrictions?

May be additional charges

May be additional charges

May be additional charges

May be additional charges

Where can I learn more? Financing Options Financing Options Financing Options Financing Options

 

*Options vary by country and region. Options listed here are available for Australia and New Zealand customers only. Talk to your local dealer for specific options available to you.

phone
Talk to a Cat Financial Expert
Looking to more details and flexibility?

Talk to a sales representative to find the best option for your business.

phone 1-800-010 808

Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat® dealer follow up with the information you need.

Get Started
customers on a jobsite, one in a wheelchair

Apply for Financing

A Cat equipment online credit application is simple.
Complete the application in just 5-7 minutes.

Apply Now
Appy for financing with Cat Financial
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