customers on a jobsite

Compare Your Options

Hire purchase or lease? It helps to take a side-by-side look at your various financing options as you make decisions for your business. Compare financial products here.*

 


Hire Purchase
Finance
Lease
Operating
Lease

Who has ownership?

You do, at the end of the contract* *

We do

We do

Am I building equity?

Yes

Yes

No

How high or low is my monthly payment?

Higher

Higher

Lower

What is the purchase option?

Title transfers to you if purchase fee included in final payment

None


None

Is there contract flexibility?

Some

Some

No

Are there early settlement restrictions?

No

Some, with restrictions

N/A

Where can I learn more? Financing Options Financing Options Financing Options
       

*Options vary by country and region. Options listed here are available for UK customers only. Talk to your local dealer for specific options available to you.
**Title transfers to you upon payment of the Option-to-Purchase Fee at the end of the agreement or at full settlement

Return at lease-end or act as an agent for sale on behalf of Cat Financial. Customer retains sales proceeds.

phone
Talk to a Cat Financial Expert
Looking to more details and flexibility?

Talk to a sales representative to find the best option for your business.

phone 01564 786429

Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat® dealer follow up with the information you need.

Get Started
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Apply for Financing

A Cat equipment online credit application is simple.
Complete the application in just 5-7 minutes.

Apply Now
Appy for financing with Cat Financial


Caterpillar Financial Services (UK) Limited is authorised and regulated by the Financial Conduct Authority for lending under regulated credit agreements.
We care about our customers and their data, and always strive for transparency as a trusted financial institution.
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