Instalment Sales Contract Loan or Lease? It helps to take a side-by-side look at your various financing options as you make decisions for your business. Compare financial products here.*
  | 
Instalment Sales Contract (Loan) | 
Finance 
 | 
Operating 
 | 
Who has ownership?  | 
You do, at the end of the term  | 
We do  | 
We do  | 
Am I building equity?  | 
Yes  | 
Yes  | 
No  | 
How high or low is my monthly payment?  | 
Higher  | 
Higher  | 
Lower  | 
What is the purchase option?  | 
Title transfers to you if purchase fee included in final payment  | 
None  | 
None  | 
Is there contract flexibility?  | 
Some  | 
Some  | 
No  | 
Are there early settlement restrictions?  | 
No  | 
Some, with restrictions  | 
N/A  | 
| Where can I learn more? | Financing Options | Financing Options | Financing Options | 
*Options vary by country and region. Options listed here are available for South Africa only.
Talk to a sales representative to find the best option for your business.
phone +27119615050