0% financing that fits
0% financing that fits

Parts & Service That Work as Hard as You Do - Now at 0%

With the Cat® Card, you’re in control of how you save. Multiple, flexible offers are available on qualifying parts and services, so you can choose the one that fits your needs best. Whether you're taking care of unexpected repairs or planning ahead, your Cat Card account gives you peace of mind and helps you keep more money in your pocket.

 

Account holders can save cash and advance projects. Don't have the Cat Card? Apply online here in just 5-7 minutes.

*Terms and conditions apply

Apply for a Cat Card Today Find My Cat Dealer

 

 

Pick The Best Plan For You

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0% for 6 Months

 

Perfect for quick and simple repairs or smaller purchases — fix it now and pay nothing in interest.2









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0% for 24 Months + Skip First 3 Payments

 

Spread out costs on repairs and replacement parts while keeping money in your pocket.2,3









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0% for 36 Months + Skip First 6 Payments

 

Great for major repairs and rebuilds — restore like-new performance and delay payments until 2026.4







 

 


Not sure which offer is best for you?

Your Cat dealer can help you choose the offer that fits your needs and keeps your equipment working its best.
 

 

 

Check Out These Qualifying Opportunities

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Cat Certified & Dealer Rebuilds

 

Rebuilding end-of-life components is an easy way to cut costs without cutting quality. And now with the Cat® Card, you can get 0% for 36 months on your Cat certified rebuilds and dealer rebuilds.4 That way you can squeeze every bit of value from your equipment. Learn more about repair and rebuild.

Contact Your Cat Dealer
 





Undercarriage Parts & Service

 

Need genuine Cat parts to keep your undercarriage running like new while saving some cash? Use the Cat Card to get 0% for 24 months on qualifying parts.2 Learn more about selecting the right undercarriage.

Contact Your Cat Dealer
 
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Buy Now. Pay Later.

 


Find the part. Add to cart. Save big. Use your Cat Card acount to get 0% for 24 months when purchasing online at parts.cat.com or choose 0% for 12 or 24 months and pay equal monthly payments on purchases. All with an incredible $0 minimum!2,3

Shop Now
 

 

 

Boost Your Business By Applying for the Cat® Card

Get exclusive savings with these limited-time offers and get the flexibility to choose how you save on qualifying parts and services.

Apply Now
Cat financial app on phone mockup
Cat financial app on phone mockup

 

 

 

 

Stay in the Know

Work Smarter with Scheduled Downtime

Stay on track and in control by planning for routine maintenance and repairs. That way you can have more productive uptime and take care of your most precious resource: time.

Learn More
Person with 3D graphic element around them
Person with 3D graphic element around them

Flexible Terms. Competitive Rates.

With the Cat Card you can manage low monthly payments or pay in full as your budget allows. And when you take advantage of our exclusive promotions you can protect your wallet.

Apply Now
Person smiling
Person smiling

Save with Cat Vantage Rewards

Get rewarded for your work while getting the parts you need — when you need them. Including 3% reward points on the first $15K you spend on parts.cat.com and the Cat® Central app per calendar year.1

Learn More
Hand holding Cat Vantage Reward card
Hand holding Cat Vantage Reward card

2Now through end of 2025:

Shop with the Cat Card online: Get 0% for 6 months and don’t pay anything until end of term; 0% for 12 or 24 months; or 0% for 24 months with 3-month upfront skip payments on parts.cat.com purchases.

Shop with the Cat Card in store: Get 0% for 3 or 6 months and don’t pay anything until end of term; 0% for 6 or 12 months; 0% for 24 months or 0% for 24 months with 3-month upfront skip payments ($5,000 minimum); 1.9% for 18 months; 3.9% for 24 months or 4.9% for 36 months on qualifying new or reman Cat parts, with or without service.

Offers valid through December 31, 2025. Offer limited to purchases of select Cat parts and services. No minimum purchase amount required unless otherwise stated. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Contact your Cat dealer or Cat Financial for more information on qualifying parts purchases. Invoice must be 50% parts. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.

Balance under offers to be paid (1) in full at the end of the respective term, or (2) by equal monthly payments for the duration of the term, or (3) by a 3-month skip payment followed by equal monthly payments for the remainder of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.

3Now through end of 2025, use your Cat Card and get:

  • 0% for 24 months or 0% for 24 months with 3-month upfront skip payments on Cat parts and service purchases of $5,000 or more.

Offers valid through December 31, 2025. Offer limited to purchases of select Cat parts and services of $5,000 or more. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Contact your Cat dealer or Cat Financial for more information on qualifying parts and services. Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.

Balance under offers to be paid by (1) equal monthly payments for the duration of the term, or (2) a 3-month skip payment followed by equal monthly payments for the remainder of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.

4Offer valid through December 31, 2025. Offer subject to change without prior notice. Additional terms and conditions may apply. 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.