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When you use Cat® equipment, whether it’s one machine or an entire fleet, you’re part of the Caterpillar family. And this family looks out for one another. Need a machine fast to take on a new job? We’ll make it happen. In a tough spot financially? We’ll help you through it.


Special Offers

Seeing you succeed is our goal. Our special offers make it easy and affordable for you to choose new and used Cat® machines, parts, service and more. 

special offers

Manage My Account

Pay bills, check interest paid, calculate early payoff scenarios, print contracts, sign documents — you can do all that and more on your schedule, 24/7, with our simple online account management tools.

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manage my account

Apply for Financing

A Cat equipment credit application is simple.
Just complete three easy steps.

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special offers

Finance Equipment

When opportunities arise to tackle new projects and grow your business, you need a lender who will help you act on them fast. We’re here to get you what you need so you can get to work.

Loans Vs Leases

If you’re not paying cash, you have two great options for acquiring equipment. The right choice depends on your financial situation and business goals.

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loan vs lease

Cat Card

Pay for equipment, parts, service and attachments wherever the job takes you. Use your Cat Card at participating Cat dealers and Cat Rental Stores to get what you need and get back to work.

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cat card program


Protect Your Investment

Big or small, new or used, equipment is an investment — and when it’s not running, you’re not earning. Our solutions deliver the peace of mind you’re looking for.

Customer Value Agreements

Maintain your equipment’s built-in value with a custom plan

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customer value agreements

Extended Protection

Secure your investment beyond the standard warranty

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extended protection


Business Insights Blog

Check out our blog for quick, insightful reads covering everything from small business equipment leasing and business equipment loans to tax tips and advice on growing your business.

Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or an equipment loan? What level of extended protection is enough? These resources make decision-making easier.

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tools and calculators

About Us

We’re not a traditional bank or insurance company. We’re part of Caterpillar and have been since 1981. Why does that matter? Because it means we understand things other lenders and insurers don’t. We know what machines are worth and how much you invest to keep them running. We know no two months are the same when it comes to weather, expenses or earnings. And when we don’t know, we ask. What are you striving for? What’s holding you back? How can we help you get there?

about us