Cat Financial Home
Cat Financial Home

Cat® Equipment Financing
With Cat Financial

Whether you have one piece of Cat® equipment or an entire fleet, our financial experts are here to partner with you for the life of your business. With a thorough knowledge of your industry and business needs, we can personalize financial solutions that keep your business moving forward and tailor extended coverage options to meet your heavy equipment needs.

Limited-Time Offers

Seeing you succeed is our goal. Our special offers make it easy and affordable for you to choose new and used Cat® machines, parts, service and more. 

SEE ALL OFFERS
special offers
special offers

Apply for Financing

We approve more loan and lease applications than other lenders. A Cat equipment credit application is simple. Just complete three easy steps.

Apply Now
apply for financing - Cat dealer helping customers
apply for financing - Cat dealer helping customers

Digital Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or an equipment loan? These resources make decision-making easier.

See What's Available
tools and calculators
tools and calculators

Log in or Register for MyCatFinancial

Manage your contracts and Cat Card account in one place.

Log in or Register

Finance Your Cat Machinery, Services, and Parts

When opportunities arise to tackle new projects and grow your business, you need a lender who will help you act on them fast. We’re here to get you what you need so you can get to work.

Loans Vs Leases

If you’re not paying cash, you have two great options for acquiring equipment. The right choice depends on your financial situation and business goals.

View your options
loan vs lease
loan vs lease

Cat Card

Pay for equipment, parts, service and attachments wherever the job takes you. Use your Cat Card at participating Cat dealers and Cat Rental Stores to get what you need and get back to work.

Explore Benefits
cat card program
cat card program

Equipment Financing Options: A Step-By-Step Guide

Is an equipment loan or lease right for you? Which maintenance plan fits your needs? Compare your financial options with our comparison guide and find a solution for your needs.

Find Your Best Option
Cat construction site
Cat construction site


 

Protect Your Investment

Big or small, new or used, equipment is an investment — and when it’s not running, you’re not earning. Our solutions deliver the peace of mind you’re looking for.

Cat Customer Value Agreements
by Cat Financial

Maintain your equipment’s built-in value with a custom plan

Get More Details
customer value agreements
customer value agreements

Extended Protection

Secure your investment beyond the standard warranty

See your options
worker repairing power system
worker repairing power system

Who we are

Our team at Cat Financial believes in the lasting effects of hard work. Since 1981, we have been helping businesses of all sizes.

Read our story
about us
about us

Manage My Account

Pay bills, check interest paid, print contracts, sign documents — you can do all that and more, 24/7, with our simple online account management tools.

Log In or Register to MyCatFinancial
manage my account
manage my account

Contact Us

Get in touch with our finance team so we can help you develop a customized solution to support and protect your business.

Connect With Us
about us
about us

Frequently Asked Questions

Get answers to common questions about managing your accounts with Cat Financial Equipment Financing FAQs.

Get answers
Faqs
Faqs

Our Customers

Discover how real-life Cat Financial customers have found value in partnering with us to create tailored plans for their business needs.

View Testimonials

Start Earning Rewards

Learn how routine maintenance and parts replacement can earn you rewards to use toward your next purchase.

Learn How

SIGN UP FOR ENEWS

STAY CURRENT ON NEW INDUSTRY KNOWLEDGE, USEFUL TIPS AND SPECIAL OFFERS.

SIGN UP