Cat^® Equipment Financing
With Cat Financial

Whether you have one piece of Cat^® equipment or an entire fleet, our financial experts are here to partner with you for the life of your business. Looking for new, used or rented equipment? We can help you with our equipment finance options. Want to plan for services and maintenance? We can personalize equipment protection plans that keep you moving ahead.

Limited-Time Offers

Seeing you succeed is our goal. Our special offers make it easy and affordable for you to choose new and used Cat^® machines, parts, service and more.

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Apply for Financing

We approve more loan and lease applications than other lenders. A Cat equipment credit application is simple. Just complete three easy steps.

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Digital Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or an equipment loan? These resources make equipment finance decision-making easier.

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Log in or Register for MyCatFinancial

Manage your contracts and Cat Card account in one place.

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Finance Your Cat Machinery, Services, and Parts

When opportunities arise to tackle new projects and grow your business, you need a lender who will help you act on them fast. We’re here to get you what you need so you can get to work.

Loans Vs Leases

If you’re not paying cash, you have two great options for acquiring equipment. The right choice depends on your financial situation and business goals.

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Cat^® Card

Pay for equipment, parts, service and attachments wherever the job takes you. Use your Cat Card at participating Cat dealers and Cat Rental Stores to get what you need and get back to work.

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Equipment Financing Options: A Step-By-Step Guide

Is an equipment loan or lease right for you? Which maintenance plan fits your needs? Compare your financial options with our comparison guide and find a solution for your needs.

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Protect Your Investment

Big or small, new or used, equipment is an investment — and when it’s not running, you’re not earning. Our solutions deliver the peace of mind you’re looking for.

Cat Customer Value Agreements
by Cat Financial

Maintain your equipment’s built-in value with a custom plan

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Extended Protection

Secure your investment beyond the standard warranty

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One Size Doesn't Fit All - We Tailor Solutions Accordingly

Whether you have a seasonal business or run a year-round operation, we offer financing and protection options to fit your needs and goals.

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Finance Blog

Check out our blog for quick, insightful reads covering everything from small business equipment leasing and business equipment loans to tax tips and advice on growing your business.

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Who we are

Our team at Cat Financial believes in the lasting effects of hard work. Since 1981, we have been helping businesses of all sizes.

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Explore MyCatFinancial

Pay bills, check interest paid, print contracts, sign documents — you can do all that and more, 24/7. Log in or register today!

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Contact Us

Get in touch with our finance team so we can help you develop a customized solution to support and protect your business.

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Start Earning Rewards

Learn how routine maintenance and parts replacement can earn you rewards to use toward your next purchase.

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Our Customers

Discover how real-life Cat Financial customers have found value in partnering with us to create tailored plans for their business needs.

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Frequently Asked Questions

Get answers to common questions about managing your accounts with Cat Financial Equipment Financing FAQs.

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