Cat Financial isn’t a traditional bank or insurance company. We’re part of the Caterpillar family, just like you. We understand things other lenders and insurers don’t, and we work hard to support your success — whether you’re looking to acquire a new or used machine, protect your investment beyond the warranty or tap into the equity in your equipment to move your business forward.
As a “captive” finance company, we develop our solutions around the unique needs of Caterpillar customers. When you invest in Cat® equipment, you can trust that we’ll be here to help even when you need us most.
We’re experts in the industries Caterpillar serves. We understand your equipment, your challenges and how financing and insurance can help you reach your goals.
You can select, finance and protect your equipment in one trip to your local Cat dealer — and put the time and effort you save back into running your business.
Sometimes you need more than a loan or a lease. We can set up custom financing packages, help you acquire working capital, even personalize your payment schedule*.
We’re here to help you succeed not just in good times, but in tough times, too. We’ll modify terms, set up skip payments, restructure debt — whatever it takes, for qualified customers.
* Qualified customers only.
Purchase: Whether you need a lease or loan to acquire new or used equipment, or funds to keep your business growing, you can count on us for quick credit approval and high approval rates.
Protect: Your peace of mind is our priority. Once you’ve invested in new or used Cat equipment, we help you protect that investment with coverage that goes beyond the standard warranty.
Manage: We’re here with what you need, when you need it. Access your account online 24/7. Use the Cat Card Program for parts, service and rentals. Ask for help navigating through tough financial times.
Resell: Our end-of-term solutions keep your business growing. Choose the option that’s best for you: purchase, refinance or return. We even offer used equipment at lower price points. Subject to approval.