About Us

We’re different than other lenders and insurers.
Discover why Cat Financial is good for your business.

Cat financial employee talking with customer
Cat financial employee talking with customer

Why Cat Financial?

Your business needs more than financing. Get solutions designed around your Cat® equipment, your goals and the way you work.


★ Solutions That Understand Your Business

Get financing and protection designed with your equipment, industry and goals in mind.




★ A Simpler Experience

Select, finance and protect your equipment in one visit to your Cat dealer.




★ Financing Built Around You

Choose financing solutions designed around your cash flow and business needs.*



* Qualified customers only.


★ Flexibility When You Need It

Access flexible payment and financing options as your business needs change.*



Service for the life of your equipment

Cat compact equipment
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1. PURCHASE

Get the equipment you need

 

Fast approvals and flexible financing options help keep your business moving.

EXPLORE FINANCING  >

2. PROTECT

Protect your Investment

 

Coverage options help protect new and used Cat® equipment beyond the standard warranty.

EXPLORE PROTECTION  >

3. MANAGE

Keep Business Moving

 

Manage your account online, access Cat Commercial Account and get support when needed.

MANAGE YOUR ACCOUNT  >

4. RESELL

Plan your Next Move

 

Explore end-of-term options, including purchase, refinance or return.*

EXPLORE YOUR OPTIONS  >

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Digital Tools & Calculators

Use these resources as you make decisions about loans, leases and extended protection.

View All Tools
Male customer using Ipad with Excavator working in the background
Male customer using Ipad with Excavator working in the background

Legal Notices & Data Privacy

Find important information regarding data privacy for Cat Financial customers.

Learn more
Customers and dealer meeting at a jobsite
Customers and dealer meeting at a jobsite

Contact Us

Connect with our experts to learn how we can support and protect your business

Contact Us
Customers and dealer meeting at a jobsite
Customers and dealer meeting at a jobsite