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Extended Protection

There’s a lot of risk wrapped up in running a business that relies on equipment. A minor accident on the job could turn into a major financial annoyance. A natural disaster could put you out of work for days or weeks. We can’t eliminate risk, but we can help you manage it — with solutions that extend beyond the warranty to protect you, your business and your bottom line from the unexpected.

Female customer on jobsite with two male colleagues
Female customer on jobsite with two male colleagues


“It allows us to have a safety net.
It minimizes our downtime
and increases our profitability.”

Chris Olson, President, OE Construction


  • 9 out of 10 Cat® machines sold in North America include an Equipment Protection Plan (source: Cat Financial, 2009)

  • 100+ machines components protected beyond the warranty by a Premier plan

  • Up to $1B worth of construction equipment stolen each year
    (source: National Equipment Register, 2016)

Extended protection for your machines

Even the best-built machines eventually need repairs, which always seem to happen at the worst time — right in the middle of a big job, when cash is tight or just after the warranty expires. An Equipment Protection Plan for a new, used or rebuilt machine:

  • Protects you beyond your standard warranty from unplanned repair costs from manufacturer defects
  • Comes in four different coverage levels to fit your needs and budget
  • Includes genuine Cat parts and service performed by factory-trained dealer technicians
  • Transfers with the machine when you sell it



Extended Protection for your Power Systems

Perhaps more than any other type of equipment, power systems have to run reliably. You, and the people relying on you, can’t afford downtime. Extended Service Coverage for power systems:

  • Gets you back to work fast with service available worldwide — no restrictions
  • Returns your power systems to their original operating specifications
  • Helps you budget for unexpected repairs by locking in costs up front
  • Provides protection across industries — electric power, industrial, petroleum, rail, marine and on-highway


Insurance Protection for your Equipment (U.S. ONLY)

Fires. Floods. Vandalism. Theft. Collision. A lot can happen to your machines that’s outside your control. But preparing for the possibility is within your power. Physical Damage Insurance:

  • Protects you against both total and partial equipment losses
  • Covers extras like the costs to rent replacement equipment and transport damaged machines
  • Comes with a low $1,000 deductible for all equipment (except logging)
  • Is available for all your equipment, including trailers and attachments



No matter how diligent you are, accidents happen. The first priority is making sure your people are safe, but your bottom line could be at risk, too. Commercial General Liability Insurance:

  • Protects your business when accidents cause injury to people or damage to property
  • Defends you against “personal and advertising injury” — things like slander and libel, copyright infringement, malicious prosecution and wrongful eviction
  • Lets you add coverage for errors and omissions, data security and more
  • May be required when you’re a subcontractor or when you purchase, rent or lease machines


Customer Value Agreements

Maintain your equipment's built-in value with a custom plan.

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Request information

Interested in learning more about our financing and extended protection options? Ready to get the process started? Just fill out this form and we’ll have your local Cat dealer follow up with the information you need.

Get Started
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Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or an equipment loan? What level of extended protection is enough? These resources make decision-making easier.

See What's Available
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COVID-19 Notice

If you are experiencing financial hardship as a result of COVID-19 and would like to request an accommodation for policy payments, please contact Caterpillar Insurance Company at 1-800-248-4228 ext. 5754, or send us an email. For a quicker response, use “COVID-19 Payment Accommodation Request” in the subject line.  Please include your name and policy number as it appears on your policy, along with your contact information.

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