Get the Cat® Equipment You Need. Apply for Financing Today.

Get the financing you need to put Cat® equipment to work—with competitive rates, flexible terms, and a straightforward application process.

✓ Financing for new and used equipment, parts & service

✓ Backed by Cat Financial and supported by your local Cat dealer

✓ Simple online application

Start my Application
Cat equipment in field
Cat equipment in field
Apply For Financing
Apply For Financing

Before You Apply

Basic business and financial information is required. 

Including:

  • Photo ID
  • Business information
  • Financial statements
     

How it Works

Documents
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1. Complete Your Application

Fill out a simple online application 
 

Apply
of

2. Application Review

Cat Financial reviews your information
 

Decision
of

3. Move Forward

Finalize financing and get what you need on the job
 

How to Apply for Cat Equipment Financing Online

Get the financing you need for your next Cat® machine, work tools, parts or services. The online credit application with Cat Financial can get you a faster decision to help you keep moving your business forward.

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What are the types of financing we offer at Cat Financial?

At Cat Financial, we offer tailored solutions to help you reach your goals. When you finance with Cat Financial, you can get coverage for leases, loans, rentals, rebuilds, parts, and protection.

Looking for a short-term solution? Need to service your machine? We'll help you get what you need to succeed. 
 

Loan

excavator loan
excavator loan

Lease

cat equipment lease
cat equipment lease

Rental

cat rentals
cat rentals

Parts

cat engine
cat engine

Service

service and repair
service and repair

Rebuilds

equipment rebuild
equipment rebuild

Ready to Move Forward?
Apply for Financing Today

Your time is valuable, so we make applying for financing and managing your accounts simple with MyCatFinancial. Apply today and get the equipment your business needs to keep working. 

Register or log in to your MyCatFinancial account to begin. 
 

United States Application 

Canada Application 

En Français

Cat Financial financing application
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Why Finance with Cat Financial?

  • Simple, straightforward process: A streamlined application helps you move from request to decision quickly.

  • Flexible financing options: Financing solutions are tailored to support your business goals. Big or small.

  • Support you can count on: Work directly with Cat Financial and your Cat dealer every step of the way.

About us
About us

Fast Equipment. Real Support.
Zero Runaround.

“I needed to replace my worn-out dozer from a different manufacturer, and I talked with them for about a year with no response. I visited my local Cat dealer one late afternoon and had a new Cat dozer on my job site the next morning.

When I purchased my machine, I didn’t realize there was an entire army behind me. I am a very small company, but the level of support I receive is as if I am the biggest customer they have. My business operations are time-sensitive and everything is very easy, from the finance rates to paying online.”

Mark Thompson, Small Business Owner
Ohio, United States

Cat bulldozer
Cat bulldozer

Smart Financing that Scales with You

“My monthly payment is affordable. I now have 24 machines and I’m hoping to continue to finance future machine purchases with my Cat® dealer and Cat Financial as I grow my business.”

Hidup Sunarya Owner
West Java, Indonesia

mini excavator
mini excavator

Financing FAQs

The application typically takes 5-10 minutes. For the best and quickest experience, please have all documentation gathered before starting the application.

For Under $350,000:

  • Photo ID
  • Business information 
  • Contact information of co-applicant (if applicable)

For over $350,000:

  • 2-3 years of financial statements.
  • Proof of being in good standing with other businesses or loans. This can include home, car, motorcycle or even student loans.
  • Copy of contracts planned for next 3 – 6 months.

Yes, you can finance used equipment. You can also finance rebuilds, parts, attachments and service. Looking for new equipment, lease, loan or rental? We cover those too. 

We understand plans change. You are not required to accept financing if approved. Your credit decision is good for up to 120 days if you change your mind. 

Once you hit submit, it can take just minutes to be approved. We will review your application and notify you as soon as a decision is made. If additional information is needed, we will contact you. Customers applying for the Cat® Commercial Account may be eligible for immediate approval. 

 


 *Financing is subject to credit approval by Caterpillar Financial Services Corporation for equipment financing and Caterpillar Financial Commercial Account Corporation for Cat Commercial Account for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify.
 

Still have questions?

No problem. We, at Cat Financial, support businesses from a wide range of backgrounds. Just fill out the linked form and a representative will connect with you.

Talk with an Expert

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