Cat Card Welcome
Cat Card Welcome

Congratulations on your new
Cat® Commercial Account

Welcome to your new Cat® Commercial Account. Wherever the job takes you, the Cat Commercial Account makes it fast and easy to pay for parts, service, rentals and more at any participating Cat dealer or The Cat Rental Store in the country in which the account is issued.

With no annual fee, competitive rates, flexible terms and access to special offers, your Cat Commercial Account makes it easier than ever for you to get what you need and get back to work. Additional features like multiple users under one account, expense tracking by job and service and support from a dedicated customer support team — people whose only goal is your success — mean today’s Cat Commercial Account works as hard as you do.

Eligible accountholders are automatically enrolled in Cat® Rewards and can earn rewards on qualifying purchases.  

MANAGE YOUR CAT® COMMERCIAL ACCOUNT

MyCatFinancial is your hub for 24/7 account online management. If you don’t already have a MyCatFinancial account, create one, then simply add your Cat Commercial Account to view, manage and pay your account online or through the mobile app (available for iOS and Android). For more details on creating a MyCatFinancial account or linking your Cat Commercial Account, see Frequently Asked Questions below.

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MANAGE YOUR CAT COMMERCIAL ACCOUNT
MANAGE YOUR CAT COMMERCIAL ACCOUNT

 

   

Frequently Asked Questions

The Cat Commercial Account features no annual fee, competitive rates, flexible payment terms and special promotional offerings. Additional features like Cat Rewards, multiple users under one account, expense tracking by job and service and support from a dedicated customer service team mean the Cat Commercial Account works as hard as you do. 

Use your Cat Commercial Account to pay for parts, service, rentals, attachments, service and protection plans and more with participating Cat dealers and retailers. You can use your Cat Commercial Account for both small and large transactions.

Your Cat Commercial Account may be used at any participating Cat dealer or The Cat Rental Store location in the country in which the account is issued. You can also use it to shop online at parts.cat.com and Cat Central. To shop with the Cat Commercial Account, you will need your Individual Account Number. Make sure to save this number on parts.cat.com for a fast and easy shopping experience. Shopping in person? Your dealer can look up your account for you once you verify your identity with a government-issued ID.

The Corporate Account Number is the 16-digit number to which a credit limit is assigned, and payments are posted. It is also the number that is needed to link your Cat Commercial Account to MyCatFinancial. The Individual Account Number is needed for transacting and saving your account information on parts.cat.com. 

Eligible accountholders are auto enrolled in Cat® Rewards.

Yes. Each authorized Cat Commercial Account user from your company will receive an Individual Account Number. Call our Customer Service team to learn more about authorized user settings for your account. 

Yes, Cat Commercial Accountholders can make purchases online. 

Enjoy 24/7 account online management with MyCatFinancial. Manage online at MyCatFinancial.com or through the mobile app, available through the App Store (iOS) or Google Play (Android).  If you already manage your contracts in MyCatFinancial, you will not need to create a new account – simply log in and click Link a Cat Commercial Account. If you do not have a MyCatFinanical account, click Create Account on the main page and follow the prompts to Link a Cat Commercial Account. You will need your Cat Commercial Account name and the 16-digit Corporate Account Number to view, manage, and pay your account online. Please note, your Corporate Account Number is different from your Individual Account Number and can be found in your Cat Commercial Account Welcome Email or by calling the Cat Commercial Account Customer Service Team. Your Individual Account Number will be mailed to you 5-10 days after approval.

Yes. You can set up auto pay on your own through MyCatFinancial. You can also contact our customer support team at (1-877-373-9510) or CatCommercialAccount.CustomerService@cat.com for customers in the U.S.

You will receive a monthly Cat Commercial Account statement with a summary of activity on your account. Cat Commerical Account offers two options for billing.  You can find your billing type in your welcome letter, and within MyCatFinancial once you link your Cat Commercial Account. Please note, you will not need to pay the dealer when you make transactions with your Cat Commercial Account. You only need to pay your monthly Cat Commercial Account statement. Additional ways to pay your Cat Commerical Account balance are included on your statements. 

STATEMENT BILLING

  • Purchases: Pay in full by statement due date OR pay 10% of the balance and revolve the remainder at the interest rate listed on your statement.
  • Rentals: Payment is due in full monthly by the statement due date. The rental charge is reflected on the statement following the transaction.

INVOICE BILLING

  • Invoice billing allows you to pay each invoice in full up to the due date. You will receive a separate invoice for every transaction (purchase, rental, credits, and fees). Each invoice will have its own due date 30 days from the post date of the transaction.
  • Additional ways to pay your Cat Commercial Account balance are included on your statements.

Contact Us for Questions

Contact your dedicated Cat Financial Cat Commercial Account customer support team at 1-877-373-9510 or CustomerService.CommercialAccount@cat.com

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*Visit cat.com/rewards for full details on Cat Rewards including eligibility, limitations, and earning opportunities.