Heavy Equipment Leasing Solutions From Cat Financial

Leased heavy eqipment
Leased heavy eqipment
Apply for Leasing
Apply for Leasing

What to Expect When Leasing Cat® Equipment

Get the job done without the long-term commitment.

With Cat® equipment leasing, you gain access to the latest machines and technology when you need them. No ownership required.

Our leases require little or no money down and offer low monthly payments, allowing you to save money and free up cash to invest in other business needs. 

Pay to use the equipment for a set period. Depending on your type of lease agreement, you can choose to return it, renew it, or make it yours.

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The Benefits of Equipment Leasing

  • Monthly payments are often lower than a loan or short-term rental
  • Monthly, quarterly, semi-annual, annual and skip payments are available for qualified customers
  • You may qualify for 100% financing or retain the tax benefits in some cases
  • You can lease equipment for an extended term — 60 months or more
  • You often have options at lease-end: return, purchase or extend the lease

the benefits of leasing cat equipment , man standing in front of motorgrader
the benefits of leasing cat equipment , man standing in front of motorgrader

  

“WE’VE BEEN LEASING QUITE A NUMBER OF PRODUCTS, AND WE DO THAT BECAUSE CAT FINANCIAL OFFERS THINGS THAT TYPICAL LENDERS CAN’T DO FOR US. WE LIKE TO USE THEM BECAUSE WE HAVE THAT FLEXIBILITY.””

Lyndon Larson, Tiffany Construction

 

Ready to take the next step? 

At Cat Financial, we're here to help you get the equipment you need on terms that work for your business. Start your leasing application today and move your operation forward.

Apply Now

  

Compare Your Leasing Options

  • A finance lease gives you long-term access to Cat® equipment with the option to purchase it when the lease ends. It’s a smart choice if you’re planning to keep the machine and want to build equity over time.

  • An operating lease lets you use Cat equipment for a set period without the commitment of ownership. It’s ideal for short-term projects or when you want the latest technology without the long-term commitment.

Learn More About Leasing
leased Cat dozers in dirt
leased Cat dozers in dirt

Your Cat Leasing Tools and Resources

Make informed decisions with our tools & resources designed to support your equipment leasing needs. Whether you're comparing offers from different leasing companies or planning your next project, these lease affordability and payment tools provide the insights you need to optimize your strategy. 

 

Affordability Calculator

This tool helps you evaluate heavy equipment lease rates and explore lease-to-own options. Enter the basics to see how much machine you can afford.

Calculate Affordability
leasing affordability calculator
leasing affordability calculator

Payment Calculator

Use our payment calculator to estimate your payments over the life of your lease. 

Estimate My Payment
Payment Calculator
Payment Calculator

The Ultimate Guide to Cat® Equipment Leasing

Whether you're new to leasing or looking to optimize your current strategy, this deatiled guide can you you make informed decisions to enhance your operations.

Get the Guide
Outils et calculatrices
Outils et calculatrices

Equipment Leasing FAQs

A lease is an agreement where one party (the lessee) pays to use equipment owned by another party (the lessor) for a specific period. Instead of buying the equipment outright, the lessee makes regular payments and typically has options at the end of the lease term, such as returning the equipment, renewing the lease, or purchasing it.

Leasing is often used to reduce upfront costs, preserve cash flow, and access the latest equipment or technology without long-term ownership commitments.

Depending on who you lease with, the options they provide may vary. For example, some banks may only provide lease agreements for new equipment.

With Cat Financial, you can lease both new or used equipment, including our most popular machines like backhoe loaders, bulldozers, mini excavators, and skid steers.

Who you lease with will have a large impact on your ability to qualify. Luckily, qualifying for an equipment leasing with Cat Financial is relatively easy. Not sure where to start? This guide walks you through everything you need to know about leasing Cat equipment.

 

 

Still Have Questions? Connect With Our Leasing Experts

One lease doesn’t fit all. Talk to your Cat dealer about our equipment leasing and finance solutions, then work with your financial advisor to choose the best option.

Request Leasing Information

Learn More About Equipment Financing

Want more insights into equipment financing and protection, answers to common questions, and tips for running a financially smart operation? Check out these articles.

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