Cat® Equipment Affordability Calculator

Working on a set budget? No problem. Use the affordability calculator to find what works in your monthly budget. Enter monthly/down payment amounts and interest rate to see how much machine you can afford.


Affordability Calculator

Use our calculator to determine how much you can afford to finance or lease.

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Your estimated total investment is
This is your down payment plus total principal plus total interest
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0% Total Interest
0% Down Payment
0% Total Principal Description
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Take the Next Step
We have several finance options available when you’re ready to buy. Take the next step by requesting a quote.
Request a Quote

Request Information & You May Be Prequalified for Financing*

Interested in learning more about your financing and extended protection options? Click the button to complete this form and your local Cat® dealer will follow up with the information you need.

Request Information
Backhoe loader
Backhoe loader

Apply for Financing

Ready to get started? Complete the Cat equipment credit application in just three easy steps. It’s that simple.

Apply Now
Cat workers on jobsite
Cat workers on jobsite

More Ways to Shop and Compare

Already planning to lease or finance a specific machine? No problem. Use the payment calculator to find what works in your monthly budget, or view options side-by-side to compare.

Manageable monthly payments on parts, service & more with the Cat® Card

Cat Card is the fast, easy way to pay for parts, service, rentals and more. You'll get all the exclusive benefits including 1% Cat® Card Rewards,* special offers, and personalized support from a dedicated Cat Card customer support team.

* see for eligibilty and terms and conditions.



*Not everyone will receive a notice of prequalification. Once the form is completed, we may use your data to conduct a provisional credit information agency screening to verify your identity and validate your eligibility for financing. This does not affect your credit score. The email is a prequalification only and does not constitute a commitment to provide financing. Any final approval for financing will be subject to a review of your creditworthiness. Cat Financial may withdraw this prequalification at any time in its sole discretion. A down payment of 0-30% of the equipment cost may apply.