Oil and gas
Quarry and aggregates
Snow and ice
Why does that matter? We understand the value of your equipment and business better than any bank can. We’re up to date on what’s happening in your industry. We recognize that seasonal shifts can affect your finances. And we use that knowledge to tailor Cat Financial services to your needs. You don’t get one-size-fits-all financing from us. You get a solution built around your equipment and goals.
Cat Financial often can be more flexible than traditional lenders. For example:
Our application and approval process is typically quicker and easier. View the Cat Financial credit requirements for a closer look at how we evaluate applications.
Cash isn’t your only option for a down payment. We also accept trade-ins or rental equity.
You can select, finance and protect equipment in one place. Save time upfront and simplify future interactions. Just ask your local dealer about Cat Financial services available to you.
We regularly offer special financing on equipment, parts and services. Check out our current Cat Financial interest rates and offers.
We support businesses worldwide. Our customers operate across North America, South America, Asia, Australia and Europe.
We’re often willing to work with businesses banks consider “risky” because we understand the nature of the industry.
If you go to a bank for an equipment loan, that’s often the extent of the relationship. They supply the capital, and you repay it. Little to no additional support is available.
Cat Financial services are different. We help you succeed for the life of your business. That extends from your equipment purchase through resale. And we’re not only here when business is good. We’re here when you face challenges, too.
Run into hard times? Suffer an injury? Experience a natural disaster? You won’t suddenly lose your equipment. For qualified customers, we can modify terms, set up skip payments or restructure debt. Our Cat Financial customer service team stands by you when you need us most.
*See cat.com/catcardrewards for eligibility, details, and terms and conditions.