Benefits of the Cat® Commercial Account
Get the financial flexibility and support you need.
Managing day-to-day operations and long-term growth are critical for businesses of all types. Having the resources to fund operations, manage emergencies and seize opportunities makes leading your company that much easier.
If you’re a Cat® equipment user looking to maintain flexibility in your finances and take advantage of dedicated customer service just for Caterpillar customers, then it’s time to explore the Cat Commercial Account.
What is the Cat Commercial Account?
The Cat Commercial Account is a revolving line of credit that can be used at participating Cat dealers and Cat Rentals Stores locations to pay for parts, services, rentals and more. It’s an easy way to get what you need fast, no matter where your work takes you.
For example, if you work in a seasonal industry, there may be times during the year when it’s challenging to make a full payment on an equipment rental, a machine repair or something else you need to keep your business going. With a revolving line of credit like the Cat Commercial Account, you can make low monthly payments when necessary, then pay in full when your finances allow. That flexibility helps your company make purchasing decisions and manage the financial obligations related to them more effectively.
Did you know? It pays to put it on the Cat Commercial Account.
Need to buy a part, rent a machine or complete a repair? Chances are, you’ve got plenty of ways to pay. With so many options at your disposal, see how it pays to reach for your Cat Commercial Account first.
The Cat Commercial Account Goes Wherever You Go
Wherever the job takes you, use your Cat Commercial Account at any Cat dealer in the U.S. or Canada and with approved online Cat retailers to get what you need and get back to work. Buy parts. Pay for a repair or rebuild. Purchase engines, work tools and attachments. Rent equipment at The Cat® Rentals locations. Even add extended protection or a Customer Value Agreement.
Get Rewarded With Cat Commercial Account
With the Cat Commercial Account, the more you spend, the more you earn. It’s simple. Eligible accountholders are automatically enrolled in Cat Rewards, the Caterpillar rewards program, and earn Cat® Credits on every qualifying purchase, which can be used toward parts, service, rentals of Cat equipment, and more at any participating Cat dealer, The Cat Rentals Stores locations, or approved online Cat retailer.
Cat Commercial Account Simplifies Parts Shopping
There’s no faster way to earn 1% Cat Rewards than using your Cat Commercial Account on Parts.Cat.Com. You can shop for parts and attachments anytime, anywhere, with any device — then get delivery right to your door or pick up your purchase at your local Cat dealer. Set your Cat Commercial Account as your preferred payment option to save time and hassle on every online order.
Cat Commercial Account Unlocks Special Offers
Take advantage of great deals and special financing all year round on parts, services, attachments and rebuilds. Special offers are available exclusively to Cat Commercial Account holders.
Cat Commercial Account Makes Life Easier.
What could be simpler than one financial solution for all your business needs — from a $50 part to a $500,000 rebuild? With the Cat Commercial Account, you can get a line of credit ranging from $10,000 to $5 million, with one-time credit approval and no collateral required. Plus, you establish a relationship with Cat Financial that sets the stage for any future equipment financing needs.
Now you know. Next time you’re ready to pay for a part, service, attachment or rental, just say, “Put it on my Cat Commercial Account.” Don’t have yours yet? Applying for the Cat Commercial Account takes just 5-7 minutes.
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