Mantain and Protect Your Equipment
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Empower Your Agency with Cat® Governmental Financing and
Aftermarket Solutions
Your agency’s goals are always changing, and so are your financial needs. That’s why it’s good to know all the ways Cat Financial can help you stay within your budget.
We offer financing and insurance solutions to support your fleet management needs, including equipment purchase, fleet protection, size optimization, and future planning.
With flexible terms, up to 100 percent financing for qualified agencies, non-appropriations clauses and insurance support, Cat Financial is set up to meet the specific needs of governmental agencies—taking the hassle out of acquiring equipment.
Local & State Governmental Financing with Cat Financial
Equipment Lease-Purchase Agreement
- Offers special low-interest rates—interest charge is normally less than the total cost of issuing a bond.
- May not require voter approval as with bond issuance.
- Allows you to cancel your contract without penalty (on the last day of
the appropriations period) if funding is not approved for the following year.
Tax Lease*
- Generally provides lower monthly payments than purchase contracts.
- Enables you to use equipment and return it to Cat Financial at the end of the lease.
- May not require voter approval as with bond issuance.
- Lets you cancel your contract without penalty (on the last day of the appropriations period) if funding is not approved for the following year.
*May require preapproval
Maintain and Protect Your Equipment
When it comes to purchasing heavy equipment utilized in a wide range of construction and maintenance responsibilities, taxpayers expect that governmental agency managers will make sound purchase decisions. Protecting and maintaining your equipment ensures it will do the most work at the lowest total cost over a specified time period. We offer comprehensive financing of aftermarket services to keep your equipment up and running.
Why Cat Financial?
Do your plans require more cash than you have on hand? We can help. Our financing options provide the capital you need to purchase equipment, meet the demands of our projects, or manage day-to-day operations. Flexible rates, terms and lengths make it easy for you to find a solution that fits your budget and goals.
We Tailor Solutions
Sometimes you need more than a lease. We can set up custom financing solutions, help you acquire working capital, even personalize your payment schedule*.
We Know Your Business
We're experts in the industries Caterpillar serves. We understand your equipment, your challenges and how financing and insurance can help you reach your goals.
We Work For You
As a captive finance company, we develop our solutions around the unique needs of Caterpillar customers. When you invest in Cat equipment, you can trust that we'll be here to help when you need us most.
* Payment options vary. Some customers may not qualify for custom financing packages.
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