Financing Options for your Snow & Ice Cat® Equipment, Parts and Service

Motor grader plowing snow
Motor grader plowing snow

Get Prepared for the Winter Storm Season with Cat Financial

When you choose Cat® equipment, whether one machine or an entire fleet, we believe you’re part of the Caterpillar family. And this family supports one another. Need a machine fast to take on a new snow removal job? We can help make it happen. In a tough spot financially? We’ve got solutions to help you through it.

Our products and services were developed specifically for Cat customers, and our team of experts understands your equipment and your industry's challenges. This is what distinguishes Cat Financial from a traditional financial institution. 

Snow & Ice Equipment, Parts and Services Financing

Cat Financial provides financial solutions to help you acquire equipment and support your operations, regardless of whether your business is new or has been around for decades.

When the season's first snowfall starts, it is already time for snow removal equipment.

Snow-remover professionals often wait until the next winter storm season to begin repairs, but now is a great time to address all of your equipment and maintenance needs. Regular maintenance allows you to hit the ground running when the weather changes. It can also extend the life of your snow removal machines and attachments. 

From snow plow to snow blower financing, and everything in between, Cat Financial provides solutions to help you prepare for challenging weather.

Continue exploring how Cat Financial can get you ready for colder weather, acquire equipment, ensure readiness, and maximize your fleet. 

Why Cat Financial?

Cat Financial isn’t a traditional bank or insurance company. We understand things other lenders don’t, and we work hard to support your success — because we know if you succeed with Cat equipment, you’re likely to purchase more of it. Unlike lenders who may jump in and out of the snow and ice industry depending on market conditions, we’re here for the long haul. When times get tough, we stay flexible to help you succeed. That may mean modifying terms, consolidating or restructuring debt, or setting up variable payment schedules.

Compare Your Options

Every business is unique, so we offer multiple options for acquiring Cat® snow-removal equipment and parts.

Equipment Financing Options: A Step-By-Step Guide

Is an equipment loan or lease right for you? Which maintenance plan fits your needs? Compare your financial options with our comparison guide and find a solution for your needs.

Find Your Best Option
Cat equipment clearing snowy road
Cat equipment clearing snowy road

Special Offers

Our goal is to see you and your business succeed. Whether you need new Cat equipment, preventative maintenance, parts, attachments, or service, there are many ways to save.
 

COMPACT EQUIPMENT OFFERS

Start Saving
compact equipment offers
compact equipment offers

SPECIAL CAT CARD FINANCING ON PARTS, SERVICE & ATTACHMENTS 

Get Offer
Cat Card offer on attachments
Cat Card offer on attachments

Maintain and Protect Your Snow Removing Equipment

Running your equipment in such harsh conditions involves a lot of risk. We understand that you aren’t earning when your equipment isn’t running, which is why you have options to finance its protection, maintenance, or repair.

 

Built to Be Rebuilt

These engines and gas compression systems are engineered to have multiple lives, with planned rebuild cycles and significant component overhauls. When you finance your rebuild with us, you can count on competitive rates and flexible terms.

Finance Your Rebuild
rebuilt snow equipment
rebuilt snow equipment

Custom Maintenance Plans

With Cat® Customer Value Agreements (CVAs), you can extend the life of your equipment and avoid downtime. Your local Cat dealer offers personalized preventative maintenance plans designed to fit your power needs.

Protect Your Equipment
CVA for snow and ice
CVA for snow and ice

Equipment Protection Plans

An Equipment Protection Plan (EPP) for a new, used, or rebuilt machine provides coverage beyond the standard machine warranty for parts and labor. It protects you from unplanned repair costs and covers defects in Cat material and manufacturer quality.

See What's Covered
Extended Protection Plans for snow and ice
Extended Protection Plans for snow and ice

Pay for parts, services & more with your Cat® Card at 0% for 12 Months*

Apply now and get 0% for 12 months, and earn rewards on every qualifying purchase.** Use the Cat Card for smaller purchases like parts, rentals, and dealer services. It’s fast, convenient and flexible.

Get the Details
Cat Card
Cat Card

*Financing subject to credit approval by Caterpillar Financial Commercial Account Corporation for U.S. customers and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify, please see catcard.com for complete terms and conditions

**See cat.com/catcardrewards for eligibility, details, and terms and conditions

 


 

"THEY UNDERSTAND THE PRODUCT, PLAIN AND SIMPLE. THEY UNDERSTAND HOW LONG THINGS SHOULD LAST. THEY UNDERSTAND HOW LONG WE SHOULD BE FINANCING STUFF. WE’RE ON THE SAME PAGE, AND THAT MAKES IT EASY"

_________________

Rader Sellers, Sellers Construction
 

Helpful Articles

Find in-depth articles to answer your questions about snow removing equipment financing, and expert tips to help you navigate today's economy as a successful business.


 

Ready to Get Started?
 

Want to learn more about our services and how we can support you in your snow and ice operations? We're happy to help.

Discover Cat Financial

Start the process of owning Cat equipment or finding project financing. Fill out this form, and we’ll have your local Cat® dealer follow up with the information you need. 

Request a Quote

Applying for financing has never been easier. A Cat equipment credit application is simple. Just complete three easy steps.

Apply For Financing

Learn more about how Cat supports your industry 

Explore Snow & Ice Removal