Shop, Earn and Save with the Cat® Card

Cat Card
Cat Card

The Cat® Card account is the easy way to pay for parts, attachments, service and protection plans for your equipment. Shop at any local Cat dealer or The Cat Rental Store location nationwide, even online at parts.cat.com and the Cat Central app. Then, manage low monthly payments or pay in full as your budget allows. You can also use your Cat Card account for equipment rentals, repairs and rebuilds.

Shopping with the Cat Card account means exclusive savings for your business. Eligible accountholders unlock special financing offers and earn Cat Vantage Points on qualifying purchases.1 Plus, when you're on the move, effortlessly manage your account and track expenses by job with the MyCatFinancial app. With competitive rates and no annual fee, the Cat Card is the perfect solution to simplify your spending.

 

Special Offers Just for Cat® Card Accountholders

Eligible Cat Card accountholders can take advantage of these exclusive promotions on Cat parts, service and worktools right now. Don't have your Cat Card yet? Apply now to unlock these limited-time offers before they expire.

 

0% Financing For 6 Or 12 Months On Cat Parts & Services2

Offer valid through December 31, 2024.

See offer details, terms and conditions
shop for parts with Cat Card
shop for parts with Cat Card

Get 0% For 24 Months On Cat Parts And Services For Undercarriages And Single Component Rebuilds/Replacements3

Offer valid through December 31, 2024.

Explore offer details, terms and conditions
shop for tools with Cat Card
shop for tools with Cat Card

0% for 12 Months or 1.9% for 24 Months4 on Cat Work Tools

Valid through December 31, 2024.

Get offer details, terms and conditions
shop for parts with Cat Card
shop for parts with Cat Card

0% for 24 Months on Qualifying Parts.Cat.Com Purchases2

Offer valid through December 31, 2024.

View Offer Details, Terms and Conditions
Cat parts
Cat parts

 

 

Not a Cat Card accountholder? 

Typically, it takes 5-7 minutes to apply.

Apply Online

 

 

Your Cat Card Questions, Answered

How do I use it? What are the benefits? Where do I apply? And what's the deal with reward points? You'll find answers to these questions and more in this series of short videos.

 

 

 

WHAT IS THE CAT CARD?

 

Is the Cat Card a credit card? Here's everything you need to know about how the Cat Card works, where to use it and why to choose it over other payment options. 

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What is the Cat® Card?

 

DO YOU HAVE 5-7 MINUTES?

 

The Cat Card application process is quick, easy and gets you a decision fast. Even better, you can apply from anywhere on any device.

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Cat® Card Application | How to Apply

 

HOW DOES THE CAT CARD WORK?

 

Pay in person, online or over the phone for parts, service, attachments, rentals and more.

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Cat® Card | Pay for Parts, Service and More

 

TOP 3 BENEFITS

 

Cat Card accountholders have access to exclusive deals on parts, service, attachments and more, but that's not all.

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Cat® Card Benefits | Better Than Cash or Credit Cards

 

WHAT IS CAT VANTAGE REWARDS?

 

Cat Vantage Rewards are redeemable for Cat Credits, which you can use toward your next qualifying Cat purchase of parts, services, rentals and more.

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Cat Vantage Rewards

Shop with the Cat Card

Use your Cat Card account wherever you like to shop — including online at parts.cat.com and at The Cat Rental Store. And the more you shop, the more you earn, with Cat Vantage Points on every qualifying purchase.1

 

 

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Cat Parts

Shop for Parts and Attachments

Set the Cat Card as your preferred payment option on parts.cat.com to streamline the buying process and your accounts payable.

 
SHOP PARTS
 
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Cat rental Equipment

Rent Equipment

Use your Cat Card to rent any type of equipment or tools at any The Cat Rental Store location nationwide. That includes Cat machines plus products from dozens of other industry-leading brands.

 

 

Want to learn more about Cat Vantage Rewards?

Learn how to earn and redeem reward points when you use the Cat Card.

SEE HOW IT WORKS

 

 

Manage Account & Download Documents

Your time is valuable, so we make applying for and managing your Cat Card account simple.

 

 

Log In to MyCatFinancial

Manage your Cat Card account — and any other Cat Financial contracts — on your schedule. Log in to the MyCatFinancial  website or app anytime, anywhere.

Log In
manage Cat Card account
manage Cat Card account

Apply for the Cat Card

Applying for the Cat Card is just as easy as using it. Complete your credit application online in about 5-7 minutes

Start Online Application
manage Cat Card account
manage Cat Card account

 

 


Print Your Cat Card Application & Documents

Sole proprietors, Partnerships, Limited Liability Companies (LLC), and Corporations are encouraged to apply online. For other business types, use the print version of the application to make sure you have all the information you may need. Just download the PDF and follow the instructions on the form: 

United States (PDF)  |  Dealer Addendum (PDF)

California (PDF)  |  California Dealer Addendum (PDF)

New York (PDF)  |  New York Dealer Addendum (PDF)

Canada (PDF)

 

 

Cat Card Makes Things Easy for Sellers Construction
 

Whether they’re buying parts, paying for undercarriage or financing an engine rebuild, the team at Sellers Construction uses the Cat Card to manage cash flow and streamline payments.



View More Customer Stories

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Cat Card “Makes Things Easy” for Sellers Construction

 

 

 

 

CAT CARD FREQUENTLY ASKED QUESTIONS

Still have questions about how the Cat Card works and how you benefit? Check this FAQ for answers.

Read More
CAT CARD FREQUESNTLY ASKED QUESTIONS
CAT CARD FREQUESNTLY ASKED QUESTIONS

WE'RE HERE TO HELP

Contact us, your dedicated Cat Financial Cat Card customer support team, for personal service at 1-877-373-9510 or at CatCard.CustomerService@cat.com.

WE'RE HERE TO HELP
WE'RE HERE TO HELP

SAVE WITH CAT CREDITS

When you use your Cat Card, you earn Cat Vantage Rewards which can be redeemed for Cat Credits. See how utilizing your Cat Credits can benefit you for the long haul.

Learn More
Cat dealer talking to customer about Cat Credits in a corn field
Cat dealer talking to customer about Cat Credits in a corn field

1See cat.com/catcardrewards for eligibility, details, and terms and conditions. 

2Shop in store: Get 0% for 6 or 12 months, 1.9% for 18 months or 3.9% for 24 months on purchases of qualifying new or reman Cat parts, with or without service.

Offers valid through December 31, 2024. $500 minimum purchase invoice is required. Rental transactions do not count toward minimum. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).

Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under 0% for 12 months, 1.9% for 18 months and 3.9% for 24 months offers to be paid in equal monthly installments over respective terms. Balance under all offers due in full at end of respective terms. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.

Shop online: Get 0% for 6, 12 or 24 months on purchases of $500 or more on parts.cat.com using your Cat Card.

Offer valid through December 31, 2024. $500 minimum purchase invoice is required. 0% for 24 months term is subject to a maximum allowable invoice of $30,000. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).

Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance to be paid in equal monthly installments over selected term. Balance due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information. 

3Now through end of 2024, use your Cat Card and get 0% for 24 months on undercarriage parts and service purchases of $500 or more, or 0% for 24 months on single component rebuild or replacement parts and service purchases of $10,000 or more.

Offers valid through December 31, 2024. Undercarriage offer limited to select undercarriage parts and services. Contact your Cat dealer or Cat Financial for more information on qualifying parts and services. Offer limited to qualifying purchases of $500 or more, with or without service. Single component repair or replacement offer limited to complete rebuild or replacement of engines, including short block and long block; hydraulic pumps; transmissions; torque converters; axles; differentials; and final drives. Offer limited to qualifying purchases of $10,000 or more, with or without service.

Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Offers do not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Rental transactions do not count toward purchase minimums. Balance under either offer due in full by end of term.  If not paid in full at end of term, interest accrues on remaining balance in accordance with customer's Cat Card agreement. Special offers are subject to change without notice, and additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.  

4Get 0% for 12 months or 1.9% for 24 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Card at participating dealerships.

Offer valid through December 31, 2024, on qualifying work tools and attachments. A $1,000 minimum purchase invoice is required unless otherwise stated.  Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Offer limited to qualifying attachments and work tools. Contact Cat dealer for a full listing of eligible work tools.

Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer's Cat Card agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.