0% financing that fits
0% financing that fits

Parts & Service That Work as Hard as You Do - Now at 0%

With the Cat® Card, you’re in control of how you save. Multiple, flexible offers are available on qualifying parts and services, so you can choose the one that fits your needs best. Whether you're taking care of unexpected repairs or planning ahead, your Cat Card account gives you peace of mind and helps you keep more money in your pocket.

Account holders can save cash and advance projects. Don't have the Cat Card? Apply online here in just 5-7 minutes.

*Terms and conditions apply

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Pick The Best Plan For You

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0% for 6 Months

 

Perfect for quick and simple repairs or smaller purchases — fix it now and pay nothing in interest.1









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0% for 24 Months + Skip First 3 Payments

 

Spread out costs on repairs and replacement parts while keeping money in your pocket.1









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0% for 36 Months + Skip First 6 Payments

 

Great for major repairs and rebuilds — restore like-new performance and delay payments.1







 

 


Not sure which offer is best for you?

Your Cat dealer can help you choose the offer that fits your needs and keeps your equipment working its best.
 

 

 

Check Out These Qualifying Opportunities

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Cat Certified & Dealer Rebuilds

 

Rebuilding end-of-life components is an easy way to cut costs without cutting quality. And now with the Cat® Card, you can get 0% for 36 months on your Cat certified rebuilds and dealer rebuilds.1 That way you can squeeze every bit of value from your equipment. Learn more about repair and rebuild.

Contact Your Cat Dealer
 





Undercarriage Parts & Service

 

Need genuine Cat parts to keep your undercarriage running like new while saving some cash? Use the Cat Card to get 0% for 24 months on qualifying parts.1 Learn more about selecting the right undercarriage.

Contact Your Cat Dealer
 
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Buy Now. Pay Later.

 

Find the part. Add to cart. Save big. Use your Cat Card acount to get 0% for 24 months when purchasing online at parts.cat.com or choose 0% for 12 or 24 months and pay equal monthly payments on purchases. All with an incredible $0 minimum!1

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Boost Your Business By Applying for the Cat® Card

Get exclusive savings with these limited-time offers and get the flexibility to choose how you save on qualifying parts and services.

Apply Now
Cat financial app on phone mockup
Cat financial app on phone mockup

 

 

 

 

Stay in the Know

Work Smarter with Scheduled Downtime

Stay on track and in control by planning for routine maintenance and repairs. That way you can have more productive uptime and take care of your most precious resource: time.

Learn More
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Person with 3D graphic element around them

Flexible Terms. Competitive Rates.

With the Cat Card you can manage low monthly payments or pay in full as your budget allows. And when you take advantage of our exclusive promotions you can protect your wallet.

Apply Now
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Person smiling

Save with Cat Vantage Rewards

Get rewarded for your work while getting the parts you need — when you need them. Including 3% reward points on the first $15K you spend on parts.cat.com and the Cat® Central app per calendar year.2

Learn More
Hand holding Cat Vantage Reward card
Hand holding Cat Vantage Reward card

1 ON PARTS.CAT.COM AND CAT CENTRAL: Now through June 30, 2026: Get 0% for 6 months with no payments, 0% for 12 months, 0% for 24 months with no payments for first 3 months and no invoice minimums, 0% for 36 months or 0% for 36 months with no payments for first 6 months with a $3500 invoice minimum.

IN-STORE: Now through December 31, 2026, at participating Cat dealers: Get 0% interest for 3 months with no payments, 0% for 6 months or 0% for 6 months with no payments, 0% for 12 months, 0% for 24 months. or 0% for 24 months with no payments for the first 3 months. Offer subject to change without prior notice. Additional terms and conditions may apply. Through June 30, 2026 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum.

The invoice must represent at least 50% genuine Cat parts or reman parts. Offer does not apply to purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Card agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Catcard.com or contact your Cat dealer for more information.

2See cat.com/catcardrewards for eligibility, details, and terms and conditions