Cat® Equipment Financing
With Cat Financial

Whether you have one piece of Cat® equipment or an entire fleet, our financial experts are here to partner with you for the life of your business. Looking for new, used or rented equipment? We can help you with our equipment finance options. Want to plan for services and maintenance? We can personalize equipment protection plans that keep you moving ahead. 

Apply For Financing
Apply For Financing

Limited-Time Offers

Seeing you succeed is our goal. Our special offers make it easy and affordable for you to choose new and used Cat® machines, parts, service and more. 

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special offers
special offers

Apply for Financing

We work with you to create flexible financing solutions that work for your business. A Cat equipment credit application is simple. All it takes is 5-7 minutes.

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apply for financing - Cat employees talking on mountain
apply for financing - Cat employees talking on mountain

Digital Tools & Calculators

How much machine can you afford? Should you choose equipment leasing or an equipment loan? These resources make equipment finance decision-making easier.

See What's Available
tools and calculators
tools and calculators

Log in or Register for MyCatFinancial

Manage your contracts and Cat Card account in one place.

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Your work is unique. So is our support.

Whether you have a seasonal business or run a year-round operation, we offer financing and protection options to fit your needs and goals.

Explore Industry Solutions
Industries
Industries

Finance Your Cat Machinery, Services, and Parts

When opportunities arise to tackle new projects and grow your business, you need a lender who will help you act on them fast. We’re here to get you what you need so you can get to work.

Financing Made Simple: Loan, Lease & Rent Options

Cash isn’t the only way to get the equipment you need. Lease, loan, or rent —each choice has its own advantages. Pick what works best for your business and keep moving forward.

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loan vs lease
loan vs lease

Cat® Card

Pay for equipment, parts, service and attachments wherever the job takes you. Use your Cat Card at participating Cat dealers and Cat RentalsSM to get what you need and get back to work.

Explore Benefits
cat card program
cat card program

Equipment Financing Options: A Step-By-Step Guide

Is an equipment loan or lease right for you? Which maintenance plan fits your needs? Compare your financial options and find a solution for your needs.

Find Your Best Option
Cat construction site
Cat construction site


 

Protect Your Investment

Big or small, new or used, equipment is an investment — and when it’s not running, you’re not earning. Our solutions deliver the peace of mind you’re looking for.

Cat Customer Value Agreements
by Cat Financial

Maintain your equipment’s built-in value with a custom plan

Get More Details
customer value agreements
customer value agreements

Extended Protection & Physical Damage Insurance

Secure your investment beyond the standard warranty

See Your Options
construction worker on a jobsite
construction worker on a jobsite

Your Go-to Resources for Financing Equipment, Parts, & Repairs

 

Check out our blog for quick, insightful reads covering everything from small business equipment leasing and business equipment loans to tax tips and guidance on growing your business. View all articles >
 

See the Future of Construction at CONEXPO 2026

Experience the machines, technology and services reshaping what’s possible on today’s jobsites. 

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Conexpo
Conexpo
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Who we are

Our team at Cat Financial believes in the lasting effects of hard work. Since 1981, we have been helping businesses of all sizes.

Read our story
about us
about us

Explore MyCatFinancial

Pay bills, check interest paid, print contracts, sign documents — you can do all that and more, 24/7. Log in or register today!

See How It Works
manage my account
manage my account

Contact Us

Get in touch with our finance team so we can help you develop a customized solution to support and protect your business.

Connect With Us
about us
about us

Start Earning Rewards

Learn how routine maintenance and parts replacement can earn you rewards to use toward your next purchase.

Learn How

Our Customers

Discover how real-life Cat Financial customers have found value in partnering with us to create tailored plans for their business needs.

View Case Studies

Frequently Asked Questions

Get answers to common questions about managing your accounts with Cat Financial Equipment Financing FAQs.

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